Privacy policy.

Who we are

This website, [CalmFinances.com] (“we,” “our,” “us”), is an educational platform that publishes articles, videos, and other resources about futures trading and related financial topics. Our mission is to help readers build skills and confidence through first-hand trade analysis and instructional content.

Information we collect

When you browse the site, we automatically record non-identifiable “usage data,” such as your IP address, browser type, referring pages, and the date-and-time stamp of each request. These logs are generated by Google Analytics 4, the Pinterest Tag, and similar analytics tools so we can measure traffic trends and improve content delivery.

If you join our email list, leave a comment, or use a contact form, we store the personal data you provide—typically your name and email address—solely to deliver newsletters or respond to inquiries. We will never sell or rent this information.

When you purchase access to paywalled videos or other premium content, our payment processors—Stripe or PayPal—collect your full billing details (card number, billing address, VAT/Tax ID where applicable). We do not store full credit-card data on our servers. The membership plug-in we use records your subscription tier, renewal date, and encrypted payment token so we can grant or revoke access to gated pages.

We also maintain basic access logs for paid members (IP address, timestamp, video ID viewed). These logs help us detect unauthorized sharing and protect digital content against fraud.

How we use your data

We process personal data to:

  • deliver email newsletters you have expressly requested

  • operate the paywall and verify that active subscribers can stream premium videos;

  • personalize ads served via Google AdSense or similar networks;

  • analyze site performance, detect abuse, and improve future articles, templates, and offers;

  • comply with legal obligations, including financial-record retention and anti-fraud requirements.

Cookies and advertising

The site uses first-party cookies set by [CalmFinances.com] and third-party cookies placed by Google AdSense, affiliate programs (e.g., TradingView, Amazon Associates), and analytics services. Cookies allow us to display relevant ads, track conversions from affiliate links, and remember user preferences. You may disable cookies in your browser; however, some features might not function as intended.

Data sharing and third-party processors

We share personal data only with service providers that help us operate the site—namely our email platform, payment processors, analytics vendors, and video-hosting provider (e.g., Vimeo OTT). Each partner is contractually bound to protect your information and may not reuse it for their own marketing.

Your rights

If you reside in the European Economic Area or United Kingdom, the General Data Protection Regulation (GDPR) grants you rights to access, correct, restrict, or delete your personal data and to object to certain processing activities. California residents may invoke similar rights under the California Consumer Privacy Act (CCPA). To exercise any of these rights, email [generateherwealth@gmail.com] and we will respond within 30 days.

Data retention

Contact-list data remains on file until you unsubscribe or request deletion. Analytics data is retained under Google’s default 26-month window unless you clear cookies or opt out. Billing records are preserved for seven years to satisfy tax and accounting regulations. Access logs tied to paywalled videos are stored for twelve months, then anonymized.

Security

We secure the site with HTTPS encryption, restrictive firewall rules, strong password policies, and reputable third-party processors. While no online system can guarantee absolute security, we take reasonable technical and organizational measures to safeguard your information.

Children’s privacy

This site is not directed to individuals under 18. We do not knowingly collect personal information from minors. If you believe a child has provided data, contact us immediately so we can remove it.

Changes to this policy

We may update this Privacy Policy periodically to reflect legal, operational, or technological changes. Any material revisions will appear on this page with a new “Last updated” date. Continued use of the site constitutes acceptance of the revised terms.

Contact

For privacy questions, data-access requests, or billing inquiries, email [generateherwealth@gmail.com].